Discover the Financial Literacy Curriculum That’s Engaging Kids and Earning Rave Reviews

  • Trusted by Teachers
  • Requested by Parents
  • Ready to use, right out of the box!

Why Not Give Your Students Real-World Money Skills That Last a Lifetime!

Live Skills Money Academy is the comprehensive financial literacy program designed specifically for kids ages 9-13. Our engaging curriculum teaches essential money management skills including budgeting, saving, investing, and understanding needs vs. wants. Perfect for homeschool co-ops, private schools, and afterschool programs.

Why Not Give Your Students Real-World Money Skills That Last a Lifetime!

Live Skills Money Academy is the comprehensive financial literacy program designed specifically for kids ages 9-13. Our engaging curriculum teaches essential money management skills including budgeting, saving, investing, and understanding needs vs. wants. Perfect for homeschool co-ops, private schools, and afterschool programs.

CURRICULUM OVERVIEW

What Your Students Will Learn in Live Skills Money Academy

Kids don’t just learn about money—they experience it.

Through games, hands-on challenges, competitions, and real-life scenarios, they build real skills in a way that actually sticks.

Each class simulates one month of real life, so by the end of the Academy, they’ve created a full one-year budget—just like adults do.

​They’ll gain eye-opening insight into how money works and why it matters—including what their parents face every day.

  • Budgeting made simple (and fun!)
  • Needs vs. Wants—how to tell the difference
  • Earning money through real-world jobs
  • Goal setting, saving, and spending wisely
  • Understanding interest, debt & investing
  • Intro to insurance, taxes & smart money choices
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MORE ABOUT ME

Deb Kierstead

Deb Kierstead is a passionate youth educator and homeschooling mother of four, with over 27 years of experience teaching and inspiring students of all ages. A lifelong advocate for joyful, engaging learning, Deb specializes in creating programs that spark curiosity and build real-world skills.

She’s been a leader in the homeschool community—designing and teaching high school courses, leading drama productions, and running youth hockey programs. Her signature “Live Skills” classes, including Live Skills Money and Live Skills Money Jr., help kids and teens build essential financial literacy through fun, hands-on learning.

​Deb believes learning should be positive, practical, and playful—and she brings that energy into every classroom, co-op, and curriculum she creates.

EDUCATOR TESTIMONIALS

What Educators Are Saying About Live Skills Money Academy

Trusted by homeschool co-ops, private schools, and afterschool programs nationwide

~Kim, Homeschool Parent of two (10 & 7)

~Brigette V., Christian Private School Teacher

What's Included:

1-Year License (12-Week Program) Curriculum:

  • Budgeting
  • Needs vs. Wants
  • Earning Money
  • Goal Setting
  • Interest, Debt, & Investing
  • Taxes & Insurance
  • Smart Money Choices

Included For All 12 Lessons:

  • Step By Step Guidance
  • Class overviews
  • Worksheets
  • Games
  • Supply lists
  • Videos
  • Flyers
  • Resources

Pricing:

  • 1-24 students - $497
  • 25-49 students - $997
  • 50-99 students - $1497
  • 100-149 students - $1997
  • 150 plus students - $2497

Hurry...Plan Now Before the Back-to-School Rush Begins!

The program builds confidence and independence around money setting kids up for lifelong financial success.
​They don’t just learn what to do with money—they gain the skills and mindset to manage it wisely, now and in the future

Frequently Asked Questions

Do I need any financial background or experience to teach this?

Nope! The Academy is fully “grab-and-go.” Whether you’re a seasoned teacher or a homeschool parent with no finance background, everything is laid out step-by-step. You’ll feel ​confident guiding your students through each lesson.

Do the kids need to know anything about money or financial literacy ​beforehand?

Not at all. This course starts at the very beginning—no prior knowledge needed. We introduce ​every concept in a way that’s age-appropriate and easy to grasp for kids ages 9–13.

Is everything I need included in the program?

Yes. The full curriculum is included—lesson plans, activities, worksheets, teacher guides, and bonus materials.  ​For some lessons, you’ll need basic classroom items like:

  • Scissors
  • Dice
  • Calculator
  • Pencil & Eraser
  • Printed Worksheets (ready to print and go)

Everything else is included digitally and organized for easy prep.

How much prep time is required?

Very little! Most lessons require minimal prep—just printing and gathering a few supplies. Each lesson comes with clear instructions so you can feel ready in minutes, not hours.

How many lessons are included? How long is the course?

Live Skills Money: Academy includes 12 engaging lessons, each designed to take about 45–60 minutes. Perfect for once-a-week co-op classes or twice-weekly classroom sessions.  ​You can also stretch it out or speed it up to fit your group’s pace.

Can I teach this to a group or class of mixed ages?

Yes! The activities and discussions are flexible for mixed-age groups (especially ages 9–13).  Younger students can focus on the basics, while older kids can go deeper into the ​decision-making and money challenges.

Can I use this in a classroom, homeschool co-op, or afterschool
​program?

Absolutely! It’s been designed to work in all three settings—with flexible group-based activities, discussion prompts, and print-and-go worksheets. Great for co-ops, homeschools, enrichment ​classes, afterschool clubs, and more.

How long do I get access? Can I reuse it?

The licence is for one school year. Once you purchase the curriculum, you can use it for one ​school year.

What topics are covered?

The Academy covers 12 core money concepts including:

  • Budgeting
  • Needs vs. Wants
  • Saving & Debt
  • Interest
  • Setting Goals
  • Insurance & Taxes
  • …and more, all taught in a way that’s fun, hands-on, and practical.

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